Instead of a personal loan, you could use a 0% balance transfer card to transfer credit card debt and pay no interest for up to around 28 months. Balance transfer credit cards typically charge a balance transfer fee of up to 3%. It is also possible to pay off existing debts by transferring money to your bank account using a money transfer credit card with typical fees of 4%.
If you have a mortgage already, you may be able to borrow money to pay off your debts by remortgaging or by taking out a secured loan. See the Guide to Remortgaging and our secured loans page to find out how they work.
It looks like your needs are quite unique, so our partners at Believe Loans will be in touch shortly (within 10 minutes during normal working hours) to chat through your options.
Believe Loans can provide you with rates from just 2.9% and exclusive deals that can't be found elsewhere.
Our partners at Believe Loans will be in touch to discuss your needs and start a loan application if you wish to proceed.
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Great news! You've been provisionally approved for the quotes shown below.
An expert loan broker from our partners at Believe Loans will be in touch shortly (within 10 minutes during normal working hours) to chat through your options.
Believe Loans can provide you with competitive rates and exclusive deals that can't be found elsewhere.
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Estimated costs are shown for illustrative purposes only and the actual cost of your monthly payments may differ.
Representative example: If you borrow £35,000 over 14 years at a rate of 8.95% variable, you will pay 168 instalments of £418.88 per month and a total amount payable of £70,371.84. This includes the net loan, interest of £30,326.84, a broker fee of £3,550 and a lender fee of £995. The overall cost for comparison is 11.8% APRC variable.
Typical 11.8% APRC variable
All of our quotes are fixed-fee, and will be correct and final barring any errors or omissions.
We take your privacy seriously. Please read our privacy policy and, terms and conditions and {( questionFields[field].data.partner.name )}'s privacy policy and {( questionFields[field].data.partner.terms.label )}terms and conditions.